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Welcome to the starting line, where every future chaos titan begins: with a few gloriously messy missteps. Remember when you thought your first investment was the start of an empire? Ah, those were the days. Dip a toe into the waters here; it's safe… mostly.

Ever jumped on a hot tip because some guy on Reddit swore by it? Then this tier is for you. This is the realm of those who've learned a lesson or two and still come back for more. Consider it a badge of honor in the fine art of well-earned regrets.