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Ever jumped on a hot tip because some guy on Reddit swore by it? Then this tier is for you. This is the realm of those who've learned a lesson or two and still come back for more. Consider it a badge of honor in the fine art of well-earned regrets.

Here, the stakes are steeper, and so are the learning curves. This tier is for those who've orchestrated more chaos than a cat in a glassware store and lived to smirk about it. Ideal for anyone who considers "plan" a four-letter word and thinks "backup" is optional.